Trust Layer
How it worksWhy Trust LayerFAQDevelopers
Sign inStart selling
  • Pay into escrow
  • Released on delivery
  • Trust score from real sales
  • Verified sellers
  • Buyer & seller protection
  • Disputes with evidence
  • Works over WhatsApp
  • Embeddable trust badge
  • Naira-native payouts
  • Reputation API
  • Pay into escrow
  • Released on delivery
  • Trust score from real sales
  • Verified sellers
  • Buyer & seller protection
  • Disputes with evidence
  • Works over WhatsApp
  • Embeddable trust badge
  • Naira-native payouts
  • Reputation API
Escrow for social sellers

Sell on social.
Get paid with trust.

Trust Layer holds your buyer's money until they confirm delivery. Each clean sale adds to a trust score you can share on WhatsApp, Instagram, and your store link.

Create your store — freeSee how it works

No setup fees Funds release on the buyer's say-so Works over WhatsApp

trustlayer.app/dashboard/orders

Order #TL-4821

Ankara two-piece set

Ada's Thrift Store

Paid
Order total₦18,500
₦18,500 held safely in escrow
1
2
3
4
PaidShippedDeliveredReleased

Buyer paid into escrow

Funds released

+₦18,500 · trust score 842 → 843

0

Protected sales

₦0.0M

Released to seller

0

Trust score

0

Disputes

Real figures from Ada's Thrift Store — a live verified store you can open right now.

How it works

Three steps. Zero “send the money first.”

1

Create a payment link

Set the item and price, and share a protected link on WhatsApp or Instagram in one tap.

2

Buyer pays into escrow

Their money is held safely — visible to both sides — instead of going straight to you.

3

Confirm & get paid

Once the buyer confirms delivery, funds release to you and both reputations grow.

Why Trust Layer

More than escrow. A trust score that follows your store.

A score from real sales

Every protected sale adds to a trust score buyers see at checkout. You get a public profile and a badge you can share. Built from completed sales, not star ratings.

Faster payouts for trusted sellers

The more you deliver cleanly, the faster you get paid. Verified sellers often receive funds within minutes of buyer confirmation.

Works where you already sell

No new app for buyers. Share a link on WhatsApp or Instagram. Embed your badge on your site if you want.

Protects both sides

Buyers are covered against fakes and no-shows; sellers are covered against false rejections and door-cancellations.

For everyone in the deal

One layer. Both sides protected.

For buyers

  • Pay protected — money is held, not gone
  • Release only when what you ordered arrives
  • Open a dispute with evidence if it doesn’t
  • Check any seller’s real track record first

For sellers

  • Win the sale by removing the buyer’s risk
  • Build a trust score from completed sales
  • Get paid faster as your score grows
  • Covered against false rejections & chargebacks
Public trust profile

Your score, wherever buyers find you.

Every seller gets a public page to drop in a WhatsApp status or Instagram bio, plus a badge for your site. Both update as you complete sales, so buyers can check you before they pay.

Set up your profileView a live profile
A

Ada's Thrift Store

trustlayer.app/s/adas-thrift

Verified· 842

128

Protected sales

842

Trust score

0

Disputes

Embed this badge anywhere

Verified seller · 842

128 protected sales · Verified on Trust Layer

For developers & partners

Put trust inside your own product.

Marketplaces and platforms can embed Trust Layer's protected checkout and query seller reputation through a simple API — so trust shows up wherever the deal happens.

Read the developer docs
reputation.ts
import { TrustLayer } from '@trust-layer/sdk';

const tl = new TrustLayer(API_KEY);

// before you ship, check the seller
const rep = await tl.getReputation(
  'adas-thrift'
);

rep.tier;   // "VERIFIED"
rep.score;  // 842
rep.risk;   // "LOW"
FAQ

Questions, answered.

When a buyer pays, their money goes into a held balance — not straight to you. You ship, the buyer confirms delivery, and the funds release to your wallet. If something goes wrong, either side can open a dispute with evidence before anything is released.

Creating a store and sending payment links is free. We charge a small fee per completed sale, shown at checkout. Pro adds faster payouts and fuller sales stats. Your trust score only comes from real sales, not payment.

No. You share a protected link over WhatsApp, Instagram, or anywhere else. Buyers pay and confirm delivery from their browser — no account or app install required.

Only from sales that actually completed on Trust Layer. You get a public page and a badge you can share. Nobody can buy their way to a high score.

Funds stay held while the dispute is open. Both sides submit evidence (photos, messages, tracking), and the case is reviewed before any release or refund. Buyers are protected against fakes and no-shows; sellers against false rejections.

Yes — Naira-native, with bank-transfer and card payments, payouts to local banks, and identity verification via BVN/NIN for verified-seller status.

Start today

Sell with trust. Get paid with confidence.

Join the sellers turning “pay me first” into “pay protected” — and building a reputation that wins more customers.

Create your store — it's freeSee a live store
Trust Layer

Escrow and trust scores for sellers on WhatsApp and Instagram.

Product

  • How it works
  • Why Trust Layer
  • Public profile
  • FAQ

Sellers

  • Create a store
  • Sign in
  • Live profile demo

Developers

  • Developer docs
  • Reputation API
  • Embeddable badge

© 2026 Trust Layer. All rights reserved.

Naira-native · Built for Nigerian social commerce

Create your store — free